Cover Corps, LLC ("Company," "we," "us" or "our")
respect your privacy and are committed to protecting it through our compliance with the
This Policy describes the type of information we may collect from you or that you
may provide when you visit the websites www.covercorps.com
(the "Website") and our practices for collecting, using, maintaining,
protecting, and disclosing that information.
- On this Website.
- In email, text, and other electronic messages between you and this Website.
Through mobile and desktop applications you download from this Website,
which provides dedicated non-browser-based interaction between you and this
When you interact with our advertising and applications on third-party
websites and services, if those applications or advertising include
links to this policy.
- And any other sources.
Please read this policy carefully to understand our policies and practices
regarding your information and how we will treat it. If you do not agree with
our policies and practices, your choice is not to use our Website.
This policy may change from time to time. Your continued use of this Website
after we make changes is deemed to be acceptance of those changes, so please
check the policy periodically for updates.
Our Website is not intended for visitors who are under eighteen (18) years of age.
No one under age eighteen (18) may provide any information to or on the Website.
We do not knowingly collect personal information from children under eighteen (18).
If you are under eighteen (18), do not use or provide any information on this Website
or through any of its features, register on the Website, or provide any information
about yourself to us, including your name, address, telephone number, email address,
or any screen name or user name you may use.
1. Information we collect about you and how we collect it
- That may allow you to be personally identified, such as name, postal
address, email address, telephone number, and social security number
Relates to your business, such as the number of employees that work at your
company, your company's average income, and your company's
Federal Employer ID Number (FEIN);
Payment account information, such as your credit card number, security code,
and expiration date, your bank routing number and bank account number,
if you elect to purchase products or services (the "Service") through the Website;
That is about you but individually does not identify you, such as automatically
recorded times and dates of visit to the Website; and/or
About your internet connection, the equipment you use to access our Website,
and usage details.
Directly from you when you provide it to us when you access or use the Service,
use the "chat" feature to communicate with one of our service representatives,
submit a request for an insurance quote or application for insurance, or
otherwise submit a request for information about the products or services that
Automatically as you navigate through the site. Information collected
automatically may include usage details, unique IDs, IP addresses, and
information collected through cookies, web beacons, and other tracking
From third parties, for example, our business partners.
2. Information we collect through automatic data collection techniques
Details of your visits to our Website, including the pages you visit within
the Website, the date and time of your visit, the amount of time you spend
using the Website, location data, logs, and other communication data and the
resources that you access and use on the Website.
Information about your computer and internet connection, including your IP address,
operating system, and browser type.
We also may use these technologies to collect information about your online
activities over time and across third-party websites or other online services
(behavioral tracking). Click here for information on how you can opt out of
behavioral tracking on this website and how we respond to web browser signals
and other mechanisms that enable consumers to exercise choice about behavioral tracking.
- Estimate our audience size and usage patterns.
Store information about your preferences, allowing us to customize our
Website according to your individual interests.
- Speed up your searches.
- Recognize you when you return to our Website.
Cookies (or browser cookies). A cookie is a small file placed on the hard
drive of your computer. You may refuse to accept browser cookies by activating
the appropriate setting on your browser. However, if you select this setting
you may be unable to access certain parts of our Website. Unless you have
issue cookies when you direct your browser to our Website.
Web beacons. Pages of our the Website and our e-mails may contain small
electronic files known as web beacons (also referred to as clear gifs, pixel
tags, and single-pixel gifs) that permit the Company, for example, to count
users who have visited those pages or opened an email and for other related
website statistics (for example, recording the popularity of certain website
content and verifying system and server integrity).
3. How we use your information
- To fulfill or meet the reason you provided the information. For example,
if you share your name and contact information to request a price quote
or ask a question about our products or services, we will use that personal information to respond to your
inquiry. If you provide your personal information to purchase a product or service, we will use that information
to process your payment and facilitate delivery. We may also save your information to facilitate new product
orders or process returns.
- To create, maintain, customize, and secure your account with us.
- To tell you about our service updates.
- To process your requests, purchases, transactions, and payments and prevent
- To provide you with support and to respond to your inquiries, including
to investigate and address your concerns and monitor and improve our responses.
- To personalize your Website experience and to deliver content and product and service offerings relevant to your
interests, including targeted offers and ads through our Website, third-party sites, and via email or text
message (with your consent, where required by law).
- To notify you about changes to our Website or any products or services we offer or provide though it.
- To help maintain the safety, security, and integrity of our Website, products and services, databases and other
technology assets, and business.
- For testing, research, analysis, and product development, including to develop and improve our Website,
products, and services.
- To fulfill any other purpose for which you provide it.
- To carry out our obligations and enforce our rights arising from any contracts entered into between you and us,
including for billing and collection.
- To respond to law enforcement requests and as required by applicable law, court order, or governmental
- To resolve disputes, troubleshoot problems and respond to your customer service inquiries; prevent, detect, and
- To keep a record of our transactions and communications with you; and provide you with other services requested
by you as described when we collect the information.
- In combination with the information of other users so that we can generally assess users' preferences or to
otherwise improve the service.
- In any other way we may describe when you provide the information.
- For any other purpose with your consent.
4. How we disclose your information
- To fulfill the purpose for which you provide it: If you request an insurance quote through the
Service, or otherwise use the Service to purchase insurance coverage, we may share the information you provide
through the Service with insurance companies. We will only share your information with insurance companies as
necessary to provide you with the products or services you have requested through the Service. If you elect to
proceed with purchasing insurance from a particular insurance company, that insurance company may seek
additional information about you, including by contacting you directly by email, postal mail or telephone or
running a credit check on you. We will obtain your prior consent if an insurance company intends to conduct a
credit check on you. Insurance companies are only permitted to contact you directly in order to provide you with
the products or services you have requested through the Service.
- Third-party marketing partners: We may, from time to time, share your name, email address and
postal mailing address with a few carefully selected third-party marketing partners that we believe offer
products or services that may be of interest to you. We contractually require these third parties to keep
personal information confidential and use it only for the purposes for which we disclose it to them.
- Our service providers: We may share your information with contractors, service providers, and
other third parties who provide certain services to us or on our behalf, such as operating and supporting the
Service. These service providers will only have access to the information needed to perform these limited
functions on our behalf and are required to provide your information with at least the same level of protection
and security as we use with regard to your information and use your information only for the purposes for which
we disclose it to them.
- Our affiliates: We may share some or all of your information with our subsidiaries and
corporate affiliates, joint ventures, or other companies under common control with us. We will require these
- Companies that acquire our business or assets: If our company or our assets are acquired by,
transferred to or merged with another company, whether as a going concern or as part of bankruptcy, liquidation,
or similar proceeding, that company may acquire the information about you collected by us. We will require the
applicable company to assume the rights and obligations that are applicable to your information at the time of
the acquisition, transfer or merger.
- For any other purpose disclosed by us when you provide the information
- With your consent.
- To comply with any court order, law, or legal process, including to respond to any government or regulatory
billing and collection purposes.
- If we believe disclosure is necessary or appropriate to protect the right, property, or safety of us, our
customers, or others. This may include exchanging information with other companies and organizations for the
purposes of fraud protection and credit risk protection.
5. Choices about how we use and disclose your information
Tracking technologies and advertising. You can set your browser to
refuse all or some browser cookies, or to alert you when cookies are being sent.
To learn how you can manage your Flash cookie settings, visit the Flash player
note that some parts of this site may then be inaccessible or not function properly.
We do not control third parties' collection or use of your information to serve
interest-based advertising. However, these third parties may provide you with ways
to choose not to have your information collected or used in this way. You can opt out
of receiving targeted ads from members of the Network Advertising Initiative ("NAI")
on the NAI's website.
6. Use of information outside your country of residence
The Service is directed to users located in those states in the United States
in which the Company or any of its affiliates are licensed insurance agents or
brokers. The Service is not intended as a solicitation for insurance in any state
where the Company or any of its affiliates are not licensed. If you are located
outside of the United States and choose to use the Service or provide your information
to us, your information will be transferred, processed and stored in the
United States. U.S. privacy laws may not be as protective as those in your
your submission of information represents your agreement to this practice. If
you do not want your information transferred to or processed or stored in the
United States, you should not use the Service.
7. Our security procedures
We have implemented technical and administrative security measures to protect
your personal information from accidental loss and from unauthorized access, use,
alteration, and disclosure. To guard against unauthorized disclosure of your
information, information that is passed between your browser and us is encrypted
with the Secure Sockets Layer (SSL) system. We also use industry-standard practices
such as firewalls and password protection systems to safeguard
the confidentiality of your information. Each of our employees who has access to
your information is aware of our security policies, and your information is only
available to those employees who need it to perform their jobs.
The safety and security of your information also depends on you. Where we have
given you (or where you have chosen) a password for access to certain parts of
our Website, you are responsible for keeping this password confidential. We ask
you not to share your password with anyone.
Unfortunately, the transmission of information via the internet is not completely
secure. Although we do our best to protect your personal information, we cannot
guarantee the absolute security of your information. Any transmission of personal
information is at your own risk. We assume no responsibility or liability if any
information relating to you is intercepted and/or used by an unintended recipient.
8. How we retain your information
We retain information for active accounts as long as it is necessary and relevant
for our operations. In addition, we may retain information from closed accounts
to comply with the law, prevent fraud, collect any fees owed, resolve disputes,
take other actions permitted by law. The information we retain about you will be
9. How we notify you of changes to our policy
terms on the Site at least thirty (30) days before the effective date of the changes.
You may cancel your account prior to the end of the applicable thirty (30) day period
by contacting us using the contact information in Section 13 below. If you choose to
cancel your account within this thirty (30) day period, you will not be bound by the
the page. You are responsible for periodically visiting our Website and this Privacy
Policy to check for any changes.
10. How you can contact us